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Hi! I'm Gerry...
Your Mortgage Consultant!

We make the home loan process as simple as possible by guiding you through every step.

Gerry Klender

Mortgage Consultant

NMLSR: 680424

860-460-5002
Awards received
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Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.



More importantly, they want to know about you: What's your goal?

Buy a Home
Refinance a Home
Apply now

Ranked #1 in Customer Satisfaction among Mortgage Origination Companies

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Where can we help you thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.

Select a module

First time homebuyer

First time homebuyer

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Mortgage management

Mortgage management

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Refinancing

Refinancing

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Self-employed

Self-employed

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Veteran

Veteran

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Equity management

Equity management

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Financial planner

Financial planner

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Estate planning attorney

Estate planning attorney

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Realtor

Realtor

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Divorce attorney

Divorce attorney

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Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

LJ

Laurie Johnstone

5.0

Stonington, CT

Nov 18, 2024

Gerry kept me informed throughout the process and was able to close the loan on time ! Thank you!

DM

Donita Macdonald

5.0

Groton, CT

Nov 18, 2024

I couldn't have asked for anyone better than Gerry, he was always available anytime and anyday. The very best! Great doesn't say enough for his patience, knowledge, kindness absolute better than best. Would like to commend his team as well.

BW

Boyd Weese

5.0

Stonington, CT

Nov 18, 2024

Working with Gerry is always a pleasure!

CC

Cheryl Christopher

5.0

Groton, CT

Nov 18, 2024

Gerry was extremely pleasant and efficient. He sent me timely status updates on the loan and made himself available for any questions that I had.

MO

Monica Obuchowski

5.0

Lisbon, CT

Nov 18, 2024

Gerry was really great to deal with. He and Justin kept my buyers informed through the process and they were very happy with the transaction as well.

EP

Elissa Pollak

5.0

Colchester, CT

Nov 11, 2024

He was always there to help answer questions and guide us through the process.

LD

Lucio DiLoreto

5.0

Rocky Hill, CT

Nov 11, 2024

Gerry was great with providing options for me as I was purchasing our home. He provided pros and cons for all of the options.

BG

Beata Gadomski

5.0

Durham, CT

Oct 28, 2024

Gerry went above and beyond for the client in so many ways! He was able to do what the buyers original lender couldn’t, and personally handled all the obstacles that came up with empathy and grace. Without him, this buyer wouldn’t have made it to the closing table. He’s a great communicator, a creative problem solver, and an awesome person. Working with Gerry was wonderful and I look forward to the next transaction together!

TE

Thomas Earley

5.0

Holly Springs, NC

Oct 28, 2024

Gerry was awesome

GS

Gretchen Shaw

5.0

Uncasville, CT

Oct 28, 2024

The communication was excellent and everything was explained so I was able to understand the process and steps that are needed to continue with the application. Not to mention, everyone was super kind and responded to my questions very quickly.

RC

Robert Coutu

5.0

Windsor Locks, CT

Oct 14, 2024

Great help and advice, made the process pleasant and somewhat simple.

MH

Michael Hyland

5.0

New London, CT

Oct 1, 2024

Gerry and his entire team were always responsive and made sure I was comfortable and understood any questions throughout the entire process

MK

Michele Kruszewski

4.7

Oakdale, CT

Oct 1, 2024

Gerry makes getting a mortgage with his company his top priority and he makes it easy . This is my second time using prosperity to get a mortgage. My daughter and Two sons have also had Gerry help them with their mortgages. Gerryis simple the best !!!

CB

Carlos Barraza

5.0

Bristol, CT

Sep 25, 2024

Open lines of communication, advice and guidenace. I didn't feel pressured to make any choices that I was not comfortable with or unsure of. Amazing team through and through.

MM

Michael Micheli

5.0

Groton, CT

Sep 20, 2024

Gerry and his team were always ready and available to answer questions. He made our first home purchase as smooth and easy as he could.

EL

Ennio Lopez

4.8

Hamden, CT

Sep 20, 2024

All the help we received during the whole process

JY

Joshua Young

5.0

Hamden, CT

Oct 1, 2024

Gerry got a loan closed that…I don’t know how he did it. The loan was textbook Murphy’s law, but Gerry adapted and made things work despite the circumstances.

KP

Krystin Phillips

5.0

Stratford, CT

Sep 20, 2024

I cannot speak highly enough of Gerry and his outstanding mortgage team. As a first-time homebuyer, I was initially overwhelmed by the mortgage process, but Gerry's expertise and guidance quickly put me at ease. He came highly recommended by my realtor, and I am so grateful for that recommendation as Gerry truly exceeded all expectations. Gerry took the time to provide me with essential knowledge and education on the home buying process, ensuring that I fully understood my loan options and felt confident in my decisions. His dedication to helping me secure a quick closing so that I could settle in before the school year started for my children was truly remarkable. Thanks to Gerry's proactive approach and efficient communication, I was able to put in an offer and close on my dream home in a record 2 1/2 weeks. I wholeheartedly recommend Gerry and his team to anyone in need of a reliable, knowledgeable, and supportive mortgage broker. Their commitment to providing exceptional service and going above and beyond for their clients is truly commendable. Thank you, Gerry and team, for your invaluable assistance in making my first home buying experience a smooth and successful one. Five stars all the way!

NG

Nicholas Girardi

4.7

West Hartford, CT

Sep 20, 2024

Gerry was communicative and helpful to us as we were first time home buyers navigating the market and financing options. He made the process simple and was easy to work with.

KC

Kicha Coble

5.0

Stratford, CT

Sep 20, 2024

Gerry was great from start to finish. We were cleared to close in 18 days. The fastest deal I've ever had.

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.97 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Gerry Klender

Gerry Klender

Mortgage Consultant

NMLSR: 680424

Learn More