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Hi! I'm Gerry...
Your Executive Mortgage Consultant!

We make the home loan process as simple as possible by guiding you through every step.

Gerry Klender

Mortgage Consultant

NMLSR: 680424

860-460-5002
Awards received
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Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.



More importantly, they want to know about you: What's your goal?

Buy a Home
Refinance a Home
Apply now

Ranked #1 in Customer Satisfaction among Mortgage Origination Companies

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

BF

Bonnie F.

5.0

Clinton, CT

Jan 6, 2026

Gerry did a great job working with difficult clients. He bent over backwards to close this loan.

MD

Mairead D.

5.0

Granby, CT

Jan 5, 2026

good communication, friendly and explained answers. Kind even when we considered a better rate elsewhere. Thanks Gerry and Paul !

AM

Amy M.

5.0

Waterford, CT

Dec 31, 2025

Gerry and his team were a pleasure to work with.

SW

Scott W.

5.0

Groton, CT

Dec 30, 2025

Gerry and his team were extremely helpful and gave us confidence as we navigated the process of buying our retirement home. He did a great job communicating with us and provided an easy to use platform for paperwork. A pleasure to work with and we highly recommend him!

S

Scott Woodruff .

5.0

Dec 31, 2025

Gerry and his team were extremely helpful and gave us confidence as we navigated the process of buying our retirement home. He did a great job communicating with us and provided an easy to use platform for paperwork. A pleasure to work with and we highly recommend him!

LC

Laurie C.

5.0

Mystic, CT

Dec 30, 2025

Thorough investigation of issues, clarity in explanation to both us and our attorney, and ability to look at things from our perspective.

MF

Michael F.

4.8

Niantic, CT

Dec 23, 2025

Market knowledge and accomoda schedule

T

Therese Ratliff .

5.0

Dec 21, 2025

I worked with Gerry Klender over many years while house hunting. I received thoughtful feedback to my numerous questions, careful analysis, solid advice, and timely follow up. I never hesitated to pick up the phone and call Gerry; no question was too small and no detail to insignificant. He took the time to review every inquiry to ensure I completely understood all aspects of every transaction. I am ever grateful for his kind, generous professionalism, and for the timely assistance provided by Justin Nix and Paul Aube. I highly recommend them to anyone looking for a smooth, confident loan experience. Gerry and his team will not disappoint.

TR

Therese R.

5.0

Ledyard, CT

Dec 21, 2025

I worked with Gerry Klender over many years while house hunting. I received thoughtful feedback to my numerous questions, careful analysis, solid advice, and timely follow up. I never hesitated to pick up the phone and call Gerry; no question was too small and no detail to insignificant. He took the time to review every inquiry to ensure I completely understood all aspects of every transaction. I am ever grateful for his kind, generous professionalism, and for the timely assistance provided by Justin Nix and Paul Aube. I highly recommend them to anyone looking for a smooth, confident loan experience. They will not disappoint.

DT

Daniel T.

4.8

Pawcatuck, CT

Dec 18, 2025

Gerry and his team were very efficient and helpful.

JZ

Judith Z.

5.0

Old Saybrook, CT

Dec 14, 2025

With Gerry's knowl knowledge & help it made our transaction easy

CC

Carol C.

5.0

Pawcatuck, CT

Dec 13, 2025

Gerry has the best communication of any lender that I work with

DB

Douglas B.

5.0

Norwich, CT

Dec 10, 2025

You made it very easy. Thank you.

KR

Kevin R.

5.0

Norwich, CT

Dec 10, 2025

Klender, the lender, was amazing to work with throughout our process. He is brilliant, thoughtful, and communicates exceptionally well.

NB

Nancy B.

5.0

Norwich, CT

Dec 10, 2025

Super informative, thorough, efficient, communicative, made the process go smoothly would highly recommend

CM

Christopher M.

5.0

Waterford, CT

Dec 9, 2025

Gerry is very personable, knowledgeable and friendly and a pleasure to work with

P

Peter Zucco .

5.0

Dec 11, 2025

Incredibly efficient and friendly service.

PZ

Peter Z.

5.0

Old Saybrook, CT

Dec 8, 2025

Gerry was so very responsive to our needs and answered any questions clearly and promptly. We will be happy to refer and recommend him to anyone seeking a mortgage. You may use us as a reference.

ET

Emily T.

5.0

Waterford, CT

Dec 4, 2025

Gerry and his team are the BEST. this is the second time this client has worked with Gerry. The twist this time was they had to sell in order to buy. Gerry gave provided them guidence and reassurance every step of the way, melted away their anxiety and closed the loan on their contracted closing date with perfect timing of their sale. I especially love having Gerry assist me at all my open houses. Gerry is extremely knowledgeable, very personal and provides assistance without pressure. He is truly a team player I'm glad to have him on my team👍🏻

KC

Kim C.

5.0

Berlin, CT

Dec 4, 2025

I had all my ridiculous questions answered, along with the real questions.

EH

Eric H.

5.0

Vero Beach, FL

Dec 3, 2025

very accomadating

DM

Daniel M.

5.0

Andover, CT

Dec 1, 2025

Great communication, as well as advice.

J

Janet Brown .

5.0

Nov 29, 2025

Gerry Klender is easy to work with and always available to help his clients. He is exceptional and goes above and beyond to make the process easier.

JB

Janet B.

5.0

Madison, CT

Nov 28, 2025

Gerry Klender was so kind and easy to work with. He explained the process and was always able to answer questions and meet with me if needed. I really appreciate his assistance-he made a complicated process easy for me to understand and kept me updated at every step.

MS

Michael S.

5.0

Amston, CT

Nov 24, 2025

Gerry is a super easy to work with, he made a stressfull process painless.

KR

Katherine R.

5.0

Aiken, SC

Nov 24, 2025

Gerry was fantastic! He communicated each step of the process and explained everything thoroughl, he was easily accessible and answered all of my questions. Gerry made sure this was a smooth process ! I would highly recommend him and I will reach out to him for any future transactions!

AP

Annette P.

5.0

Waterbury, CT

Nov 24, 2025

Gerry, is the most knowledgeable loan officer I have ever worked with. Loan processes can be complex, if an unusual scenario occurs Gerry has the answers to keep the transaction moving along. Always approachable and upbeat, Gerry is my go to!

MJ

Maria J.

4.8

Waterbury, CT

Nov 23, 2025

Every we t smoothly

CW

Christopher W.

5.0

Hartford, CT

Nov 20, 2025

Good and friendly service ,well please

JQ

Jim Q.

5.0

Madison, CT

Nov 19, 2025

Gerry made sure my client was comfortable with the overall process. This transaction would not have happened without Gerry and Prosperity Home Mortgage. THANK YOU

A

Ann Bergendahl .

5.0

Nov 26, 2025

Gerry was very responsive to both me and our mutual clients! He got the loan closed earlier than expected!

AB

Ann B.

5.0

Mystic, CT

Nov 18, 2025

Gerry is very responsive and my clients loved working with him!

AH

Anthony H.

4.7

Manchester, CT

Nov 15, 2025

Great Great Great

PK

Paul K.

5.0

Manchester, CT

Nov 12, 2025

Gerry had real concern for my client

SB

Sydney B.

4.8

Norwich, CT

Nov 5, 2025

Gerry was great to work with and helpful throughout the process

SG

Sarah G.

5.0

Mystic, CT

Nov 5, 2025

Super communicative and willing to answer any and all questions no matter the time of day. Super helpful with process as a first time home-buyer and genuine. I was lucky to feel like I never had to question any of the steps because Gerry was so informative and ensured we had the best possible experience.

MB

Marie B.

4.8

Waterbury, CT

Oct 29, 2025

Everyone was helpful.

L

Laura Messinger .

5.0

Dec 5, 2025

Gerry and his team were on top of and ahead of every step in the process on our behalf. They provided guidance at every juncture and their warmth, expertise and confidence gave us peace of mind. We are thrilled with Gerry and and the exceptional support he provided to us in what is one of the most exciting but also potentially most stressful experiences. He made it easier to focus on the fun, positive aspects of buying a new home.

LM

Laura M.

5.0

Norfolk, VA

Oct 27, 2025

Gerry and his team were on top of and ahead of every step in the process on our behalf. They provided guidance at every juncture and their warmth, expertise and confidence gave us peace of mind. We are thrilled with Gerry and and the exceptional support he provided to us in what is one of the most exciting but also potentially most stressful experiences. He made it easier to focus on the fun, positive aspects of buying a new home.

CJ

Carl J.

5.0

Norfolk, VA

Oct 27, 2025

Gerry was a consumate professional keeping myself and our clients informed every step of the way. I appreciate closing on time!

J

Jeff Gagliardo .

5.0

Nov 26, 2025

Gerry Klender, in my opinion is the best mortgage consultant you will ever have the pleasure of working with! His expertise, follow through and patience are far beyond an average mortgage consultant.

JG

Jeff G.

5.0

Stratford, CT

Oct 23, 2025

Once again Gerry Klender found a way to save a deal that would have otherwise not been able to close. Gerry has always been very thorough, patient and even creative when needed. I have more faith in Gerry Klender than any other mortgage consultant I have ever met.

M

Matt Christensen .

5.0

Nov 26, 2025

Gerry answered all of my questions and helped me understand the loan process. He was a great communicator and professional every step of the way. This was a very pleasant experience as a first time home buyer with little knowledge.

MC

Matthew C.

5.0

Mystic, CT

Oct 23, 2025

Gerry answered all of my questions and helped me understand the loan process. He was a great communicator and professional every step of the way. This was a very pleasant experience as a first time home buyer with little knowledge.

JY

Joshua Y.

5.0

Waterbury, CT

Oct 23, 2025

Gerry pulled a rabbit out of a hat on this one. His dedication to his clients and work are commendable!

BT

Benjamin T.

4.8

Middlefield, CT

Oct 22, 2025

Gerry and his team really made me feel like they cared to get the work done to help me get into my home. Even give the accelerated closing schedule the team was motivated and communicative through the entire process! Big thanks to Gerry, Paul, and Justin!

CR

Chris R.

5.0

Berlin, CT

Oct 17, 2025

Gerry assured me that the buyer's qualifications were solid and that my sellers had nothing to be concerned about. Gerry was quick to respond to my emails/texts which I greatly appreciated as communication is so important in real estate. We closed on time and buyers were funded the day we closed - my sellers were elated - awesome job, Gerry!

HF

Heidi F.

5.0

Griswold, CT

Oct 14, 2025

Gerry and the entire team at Prosperity Home Mortgage were very pleasant, knowledgeable and very quick to respond to any questions. I've heard so many complaints in the past about various lenders and I felt the process was seamless and easy. Thank you to the team at Prosperity!!!

CM

Catherine M.

5.0

West Haven, CT

Oct 14, 2025

Gerry was able to do what another mortgage broker from another institution was unable to do in a very short amount of time. I appreciate all the hours of work he put in for me.

TO

Tracy O.

5.0

Mystic, CT

Oct 14, 2025

Gerry is alway helpful with great communication throughout the process.

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.97 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Mortgage is as simple as a conversation. Are you ready to step inside?

Gerry Klender

Gerry Klender

Mortgage Consultant

NMLSR: 680424

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