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Hi! I'm Gerry...
Your Executive Mortgage Consultant!

We make the home loan process as simple as possible by guiding you through every step.

Gerry Klender

Mortgage Consultant

NMLSR: 680424

860-460-5002
Awards received
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Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.



More importantly, they want to know about you: What's your goal?

Buy a Home
Refinance a Home
Apply now

Ranked #1 in Customer Satisfaction among Mortgage Origination Companies

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

MM

Michael Malonis

5.0

North Haven, CT

Mar 28, 2025

The positive consist work to finish in a timely manor is priceless today.... Thank you very much!

FL

Fallon LeGare

5.0

Ledyard, CT

Mar 26, 2025

Gerry is the best! He's is knowledgeable, informative, and kind. He always does the best job with our clients and everyone adores him.

AS

Amy Storrow

5.0

Mystic, CT

Mar 18, 2025

Gerry took the time to explain all the details and to make sure that I got a fair deal. His communication skills were superb. This is my fourth property purchase, and this is the first time that I felt like the mortgage broker was truly in my corner. I recommend Gerry highly.

AS

Allan Smith

5.0

Berlin, CT

Mar 11, 2025

Best dressed mortgage consultant. Hands down.

JP

Jeremy Pilaar

5.0

Hamden, CT

Mar 11, 2025

Gerry and his team consistently went above and beyond to get us into our dream house, we are deeply grateful for all their help!

NC

Natala Chambers

5.0

Enfield, CT

Mar 11, 2025

Gerry and Justin had patience with me as my family was going through a tough time. Paul was also very helpful and spent a lot of time with me early on in the process to ensure I was able to submit docs that i was having technical difficulties with. Overall I am pleased with the service Gerry and the other two gentleman provided. What a great team! Thank you.

MG

Mark Gold

5.0

Mystic, CT

Feb 24, 2025

We started out with another well-known lender after receiving pre-approval for a jumbo loan for a condo. We encountered numerous glitches and an unsatisfactory offer in an insufficient amount just as our mortgage contingency expired and only a couple of weeks from closing. Our agent referred us to Gerry, and he threw himself into the process, achieving the entire amount we sought in time for closing. At all times, he was totally professional and extremely knowledgeable. He kept us informed at all times and communicated in a clear and accessible way - seemingly at all hours. His advice was spot on, and he was relentless in structuring our financing and advocating and following up on our behalf to obtain lender approval. We quickly went from disappointment, frustration, and panic, to a place of confidence in Gerry and comfort with the process. He is the quintessential "nice guy" and a joy to work with. I only wish we'd known about Gerry at the beginning.

RG

Rachael Gifford

5.0

Montville, CT

Feb 24, 2025

Gerry you really impressed me with your turn around time and your pricing on my buyers va loan. So much that I received an offer tonight on one of my listings and believe it or not it the same company Maggie had originally gone through for her va and I gave your number to their buyers agent and strongly suggested they compare pricing! thanks again!! rachael

VK

Vivian Kozey

5.0

Montville, CT

Feb 24, 2025

The Buyer changed lenders midway through the process and Gerry was still able to close as scheduled

AP

Agota Perry-Hill

5.0

Norwich, CT

Feb 24, 2025

Gerry was efficient, kept us updated and got us the CTC right in time. I'd highly recommend him to all my clients and colleagues.

JN

Jose Nunez

5.0

New Haven, CT

Feb 24, 2025

Muy buena comunicación y un equipo professional

KH

Kelly Hamm

5.0

Okatie, SC

Jan 23, 2025

Gerry and Paul are AWESOME! They were with me every step of the way, and made the whole process seamless. I would highly recommend them!

RP

Richard Pyrdol

5.0

Colebrook, CT

Jan 23, 2025

Everything went smoothly

CJ

Christine Jones

4.8

Worthington, MA

Jan 15, 2025

Great communication and I got my house

KB

Kelly Britt

5.0

West Hartford, CT

Jan 15, 2025

Gerry brings valuable information to the table ALWAYS. He works hard to ensure a smooth transaction and cares about the outcome. Having an ally who deeply cares about the client in the buying process is invaluable.

SP

Sandra Pyrdol

5.0

Colebrook, CT

Jan 8, 2025

Gerry was professional, friendly and helpful to work with. A true "10" in every aspect of the mortgage process.

SP

St. Val Prampin

5.0

Waterbury, CT

Jan 15, 2025

It Great because how fast the process go.they were so patient with me.

AC

Alec Chin

4.7

East Hartford, CT

Jan 6, 2025

Shoutout Gerry, hes a cool dude. I had like 1000000 questions and he was able to answer all of them

KH

Kelly Hanretta

5.0

East Lyme, CT

Jan 6, 2025

Gerry was kind and thoughtful, knowledgeable, navigated me through the process easily.

MF

Monik Fontaine

5.0

Norwich, CT

Jan 6, 2025

Gerry's team customer service was fast and efficient, only a text or phone call away! The team handled everything quickly and seamlessly, making the whole process a breeze. Thank you

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.97 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Mortgage is as simple as a conversation. Are you ready to step inside?

Gerry Klender

Gerry Klender

Mortgage Consultant

NMLSR: 680424

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