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Hi! I'm Gerry...
Your Mortgage Consultant!

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Gerry Klender

Mortgage Consultant

NMLS: 680424

860-460-5002
Address: 54 Broad Street, Milford, CT, 06460
Awards received
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Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.



More importantly, they want to know about you: What's your goal?

Buy a Home
Refinance a Home
Apply now

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Where can we help you thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.

Select a module

First time homebuyer

First time homebuyer

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Mortgage management

Mortgage management

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Refinancing

Refinancing

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Self-employed

Self-employed

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Veteran

Veteran

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Equity management

Equity management

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Financial planner

Financial planner

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Estate planning attorney

Estate planning attorney

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Realtor

Realtor

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Divorce attorney

Divorce attorney

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Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

SP

Stephen Plucker

5.0

Oakdale, CT

Mar 11, 2024

Both Gerry and Justin were friendly and professional. They kept me on track and informed at all times. They made the process very easy.

NL

Nancy Logel

5.0

Wolfeboro, NH

Mar 10, 2024

Excellent and timely communication from beginning to end by Gerry and his team. Gerry is very experienced and knowledgeable and we wouldn’t use any one else !!

TO

Tracy O'Donnell

5.0

Mystic, CT

Feb 17, 2024

Gerry is very easy to work with, he is efficient and updates me on the process of my clients loans.

NB

Nicholas Beninati

5.0

West Warwick, RI

Feb 17, 2024

Gerry was fantastic to work with. He made the process simple and was very informative along the way. Gerry allowed me to be ready with an offer the second I needed to be. It was an overall great experience and I would recommend working with him!

WB

William Barnes

5.0

Coventry, RI

Feb 17, 2024

Great experience from start to finish. Gerry was able to quickly answer all of my questions throughout the process.

FD

Francis Doucette

5.0

Norwich, CT

Feb 17, 2024

Gerry was very patient and made the whole process easy and understandable.

CA

Caroline Ali

5.0

Niantic, CT

Feb 17, 2024

Communication was wonderful

MS

Miriam Spahn

4.8

West Hartford, CT

Dec 28, 2023

Gerry was very helpful with everything and was quick to respond to all of our phone calls. As first time home buyers we had a lot of questions and he always took the time to fully explain the process.

KE

Khaleed Exum-Strong

5.0

Norwich, CT

Dec 23, 2023

The entire process was grueling and really tested my patience. But one person I could count on the entire time was Gerry. From the first conversation, he not only gave me advice and guided me, but also showed me that he actually cared about me and my future. Many conversations and I could always count on his guidance. He taught me so much about being a home owner and also gave me the confidence to take those next steps and now I own my very first home! I also want to mention that Justin Nix and Paul Aube gave me excellent help and I appreciate how patient with me they were! Whether it was providing documentation, they always described what I needed respectfully and gave me guidance to obtain said documentation. I also spoke with them and they were great! Overall a great experience and I appreciate the entire crew for helping me through this process

ED

Enza Dandeneau

5.0

West Hartford, CT

Dec 19, 2023

My clients loved Gerry, he was very helpful on multiple offer situation

ET

Emily Turker

5.0

Wethersfield, CT

Dec 13, 2023

i love working with Gerry!

PF

Paul Ferguson

5.0

Wethersfield, CT

Dec 13, 2023

I felt secure in the knowledge that was provided to me.

KB

Kelly Britt

5.0

Rocky Hill, CT

Dec 5, 2023

Gerry really cared about doing an excellent job. His attitude is very refreshing!

JM

Jennifer Miller

5.0

Stafford Springs, CT

Nov 24, 2023

Gerry and his team made this a less painful transaction. We had some things that made it more difficult than others, and they were very supportive and put every effort possible into getting us into our Dreamhouse!! I’m very grateful for them! Gerry answered my calls, even if it was a stupid question he made sure I felt much better about what was going on. Thank you Gerry! I will recommend you to everybody!

SM

Suzanne Moulton

5.0

Stafford Springs, CT

Nov 21, 2023

Gerry is always wonderful to work with. He’s exceptional at communicating with he’s clients and always makes time to talk.

TS

Travis Stewartson

5.0

Manchester, CT

Nov 20, 2023

I am very glad with experience I had working with prosperity home mortgage, the process was easy & the guys were really helpful with assisting and answering any questions I had which made my first time home buying experience go smoothly.

SW

Stephen Wood

5.0

Great Diamond Island, ME

Nov 16, 2023

Very straightforward and streamlined. Good communication of process, and connection with all parties.

LO

Lymari Olave

5.0

Enfield, CT

Nov 8, 2023

Communication was amazing, everything was explained great and with details. Did everything possible to buy my first home.

TB

Thomas Burke

5.0

Westerly, RI

Nov 5, 2023

Honest and educated advice and guidance.

ML

Muriel Landi-Fontana

5.0

Stonington, CT

Nov 5, 2023

Very professional and helpful with the mortgage process. Very pleasant and dedicated to a successful outcome.

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.97 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Gerry Klender

Gerry Klender

Mortgage Consultant

NMLS: 680424

Learn More